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FINANCIAL ASSISTANCE

PROGRAMS FOR LIVING EXPENSES

SUPPLEMENTAL SECURITY INCOME

WHO

  • Persons over 65 years-old and/or disabled who have restricted income.

COST

  • None

WHAT

  • Administers security income to those of required age and/or disabled. 

WHERE

  • 2900 4th Ave, Billings, MT 59101

  • 1-866-895-1795

  • Website

OFFICE OF PUBLIC ASSISTANCE

WHO

  • Eligibility varies with services

WHERE

  • 111 N 31st St, Billings, MT 59101

  • (888) 706-1535

  • Website

COST

  • None

WHAT

  • Supplemental Nutrition Assistance Program

  • Temporary Assistance for Needy Families

  • Medicaid

  • Also provides referrals for assistance with: child care, child support, housing, heating and utility assistance, telephone assistance, Medicaid travel costs, voter registration, supplemental security income, vocational rehabilitation, employment services, Head Start, Montana legal services, social services, Women Infants and Children (WIC), family violence services and community health care clinics.

WHEN

  • 8am-5pm Monday - Friday

SNAP

Supplementary Nutrition Assistance Program

WHO

  • Determined by evaluating specific non-financial and financial criteria. 

WHAT

  • SNAP benefits are provided on an electronic card that is used as an ATM or bank card to buy food at participating grocery stores. 

  • Balance of card services can be tracked online at ebt.mt.gov. 

  • Formerly known as food stamps.

WHERE

  • Apply online here 

  • Speak with a Public Assistance Representative 1-888-706-1535.

WHEN

  • Monday - Friday 8am-5pm

  • 406-425-0908

  • 406-446-2820

Many people find the application process overwhelming - if this is the case for you, contact the Navigators Program. They offer free one-on-one assistance through tedious application processes such as this. ​​

TANF

Temporary Assistance for Needy Families

WHO

  • Eligibility for TANF cash assistance is determined by evaluating specific non-financial and financial criteria established by federal and state regulations.

WHAT

  • Cash assistance is a program providing temporary financial assistance to needy families. 

WHERE

WHEN

  • Monday - Friday 8am-5pm

  • 406-446-2820

Many people find the application process overwhelming - if this is the case for you, contact the Navigators Program. They offer free one-on-one assistance through tedious application processes such as this. 

NORTHWESTERN ENERGY AUDIT

WHO

  • NorthWestern Energy residential natural gas or electric space- or water-heating customer. 

WHAT

  • Analysis of home energy usage and specialist information on how to make your home more energy efficient, rebates and incentives.

WHERE

LIEAP

Low Income Energy Assistance Program

WHO

  • The authorization provides that an eligible household’s income must not exceed the greater of 150 percent of the poverty level or 60 percent of the State median income.

WHAT

  • Pays a portion of the low-income eligible applicant’s heating bill directly to the utility provider during the heating season of October 1st through April 30th of each year. 

WHERE

WHEN

  • Monday - Friday 8am-5pm

  • 406-446-2820

Many people find the application process overwhelming - if this is the case for you, contact the Navigators Program. They offer free one-on-one assistance through tedious application processes such as this. 

ENERGY SHARE OF MONTANA

WHO

  • Persons facing finance shortages, but not qualifying for other programs

WHAT

  • Provides one-time only assistance to Montanans facing emergency heating needs.

  • Clients include “working poor” who do not qualify for government programs but are in need of assistance. 

WHERE

MANAGEMENT PROGRAMS

HEALTH SAVINGS ACCOUNT

WHO

  • A person must have a qualifying high deductible health plan. 

  • A person cannot have any other non-HDHP coverage, although exceptions are allowed for accident, disability, dental, vision, and long-term care insurance.

  • If a person has received Veteran’s benefits in the past three months, he or she is not eligible to contribute to an HSA.

  • A person cannot be enrolled in Medicare

  • A person cannot be claimed as a dependent on another person’s tax return.

WHAT

  • HSAs are special savings accounts that were established by federal law to allow eligible individuals to make deposits that can be used to pay for future qualifying medical expenses. 

WHERE

FIRST TIME HOME BUYER SAVINGS ACCOUNT

WHO

  • Montana residents who have not previously purchased a single family residence (home, condo, townhouse, or modular or mobile home on a permanent foundation) and who file income tax returns can contribute to a first-time home buyer savings account.

WHAT

  • Special savings account for the purchase of a first home and to save on Montana income taxes because of the First-time Home Buyer Act.

WHERE

MONTANA MEDICAL CARE SAVINGS ACCOUNT

WHO

  • All resident taxpayers of Montana are eligible to establish a Montana MSA even if they have another health care plan.

WHAT

  • Allows Montanans to save money for medical expenses and long-term health care and reduce their state income taxes.

WHERE

PROPERTY TAX ASSISTANCE PROGRAM

WHAT

  • Property tax relief to low-income persons, must be reapplied for each year at Assessor’s Office.

WHERE

  • 406-446-1223

AARP TAX-AIDE MONTANA

WHO

  • All ages and income levels

COST

  • None

WHAT

  • Offers free tax preparation in partnership with the IRS and AARP

  • Run by local trained volunteers

  • Program available during tax season (~ February-April)

  • Must call ahead for appointment and bring the necessary documantation

    • Proof of ID​

    • Previous years tax forms

WHERE

  • Local locations:

    • Red Lodge Carnegie Library​

      • Primary host site​

      • (406) 446-1905

    • Red Lodge Senior Center

    • Joliet Community Center

    • Bridger Public Library

DPHHS: THE HOME CENTER

WHO

  • Must meet state definition of developmentally disabled.

WHEN

  • Year round

    • See website for details and 1st time homebuyer, budget, insurance, savings, and credit class schedules

COST

  • Varies, some classes are free, others have associated fees

WHAT

  • Housing Counseling

  • Budget Counseling

  • Homebuyer Education

  • Financial Education

  • Rental Counseling

WHERE

  • 3124 1st Avenue North, Billings, MT, 59101

  • (406) 206-2717

  • Website

  • Facebook

OTHER FINANCIAL PROGRAMS

WHO

  • Varies with program. Must be economically disadvantaged according to federal/state guidelines. 

WHAT

  • Alternative education

  • LIEAP

  • Weatherization

  • Pathways

  • Assets for Independence

  • Harmony House Teen Transitional Living Program 

  • Family Economic Security Savings Program

  • Childcare Scholarship Program

WHERE

HRDC

SOCIAL SECURITY ADMINISTRATION

WHO

  • Varies by service

COST

  • None

WHAT

  • Processes applications for Social Security numbers.

  • Administers Social Security programs for survivors, disabled and retired persons.

  • Administers Medicare Programs.

WHERE

  • 2900 4th Ave, Billings, MT 59101

  • 1-866-895-1795

  • Monday-Friday 9am-4pm

  • Website

MONTANA LEGAL SERVICE ASSOCIATION

WHO

  • Mission: Protect and enhance the civil legal rights of, and promote systemic change for, Montanans living in poverty.

COST

  • None

WHAT

  • Earned income tax credit clinic, Legal advice and representation for clients.

  • Referrals to pro bono attorneys and other providers, self-help clinics, self-help materials, and education brochures, classes and workshops for Montana’s low-income community.

WHERE

  • 207 N. Broadway, Suite 430, Billings, MT 59101

  • 406-248-7133

  • Monday-Thursday 9AM-12PM;1PM-4PM

  • Website

OFFICE OF PUBLIC ASSISTANCE

WHO

  • Eligibility varies with services.

WHERE

COST

  • None

WHAT

  • Supplemental Nutrition Assistance Program

  • Temporary Assistance for Needy Families

  • Medicaid

  • Also provides referrals for assistance with: child care, child support, housing, heating and utility assistance, telephone assistance, Medicaid travel costs, voter registration, supplemental security income, vocational rehabilitation, employment services, head start, Montana legal services, social services, Women Infants and Children, family violence services and community health care clinics.

WHEN

  • 8am-5pm Monday - Friday

FINANCIAL ASSISTANCE FOR HEALTHCARE

WHO

  • You may qualify for free or reduced cost services at Beartooth Billings Clinic. Navigators available to help with confidential application.

COST

  • None

WHAT

  • The amount of financial assistance for healthcare services is different for each person or family, depending on person’s financial situation. Beartooth can also connect you with public healthcare assistance programs, such as Medicaid, Medicare, Veteran’s Administration, Disability, Crime Victims and Healthy Montana Kids (HMK).

WHERE

  • Beartooth Billings Clinic

  • 406.446.2345

  • 2525 N. Broadway, Red Lodge.

  • Website

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